Case No. 60CV-18-8245 in the Circuit Court of Pulaski County, Arkansas

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A court authorized your notice – This is not a solicitation from a lawyer.
Do not be alarmed, you are not being sued.

According to Mid-South Adjustment Co, Inc., it sent you a collection letter. A sample copy of the collection letter appears at the end of the Notice and on the Important Court Documents page.

A pending class action lawsuit concerning these letters may affect your rights.

It is important that you read the Notice.

If you do not want to be part of the Class, you must mail a request, in writing, to be excluded NO LATER THAN FEBRUARY 20, 2024.

  • An Arkansas resident sued Mid-South Adjustment Co., Inc. (Mid-South Adjustment”) alleging deceptive collection practices based on a form letter.
  • The Court has allowed the lawsuit to be a class action on behalf of all Arkansas residents who were sent letters which were not returned undeliverable by the U.S. Post Office in an attempt to collect a delinquent balance on Jacksonville Water Works bill between December 2, 2017, and December 1, 2018.
  • The Court has not yet decided whether the Mid-South Adjustment did anything wrong. There is no money available now, and no guarantee there ever will be. However, your legal rights are affected and, therefore, you have a choice to make now:
Your Legal Rights and Options in this Lawsuit

Do Nothing

Stay in this lawsuit. Await the outcome and possibly receive a monetary award. Give up certain rights.

By doing nothing, you keep the possibility of receiving money that may come from a trial or settlement. But, you give up your right to sue Mid-South Adjustment separately about the same legal claims in this lawsuit.

Ask to be Excluded

Get out of this lawsuit. Get no benefits form it. Keep rights.

If you ask to be excluded and money is later awarded, you won’t share in the award. But, you keep your right to sue the Mid-South Adjustment separately about the same legal claims in this lawsuit.


  • Your options are explained in this Notice. To ask to be excluded, you must act by February 20, 2024.
  • Lawyers must prove the claims against Mid-South Adjustment. If money or benefits are obtained from Mid-South Adjustment and you have not asked to be excluded, your share will be sent to you.